Cardholder Verification Functions

• Visa's 3-D Secure's Cardholder Authentication Verification Value (CAVV) using the Visa Card Verification Value (CVV) method
• MasterCard SPA Account Authentication Value (AAV)
• MasterCard CVC and CVC2 card validation codes
• MasterCard Card Authentication Program (CAP)

EMV Functions Supported

• Authorization Request Cryptogram (ARQC) verification
• Authorization Response Cryptogram (ARPC) generation
• Transaction Certificate/Application Authorization Cryptogram TC/AAC generation

PIN Functions

• Verification, generation and translation using both the VISA PVV (PIN Verification Value) and IBM 3624 formats

Performance

• Symmetric: 200 Triple-DES PVV operations per second
• Asymmetric: 150 RSA 1024 bit signings per second

Cryptographic Algorithms Supported

Symmetric Ciphers

• Triple-DES (two and three key)
• AES - Rijndael
• Arc Four (compatible with RC4)
• CAST
• DES

Asymmetric/Public Key Ciphers

• DSA
• El Gamal
• RSA

Key Exchange Mechanisms

• DH
• DES/DES3 XOR

Hash and HMAC Functions

• MD2
• MD5
• RIPEMD 160
• SHA-1

OS Support

• Solaris
• Windows

APIs

• PKCS #11
• Microsoft CryptoAPI
• Java JCE/JCA
• nCipher nCore API (C or Java)